BHIM Application — How to Send and Get Cash with UPI

Bharat Connection Point for Cash (BHIM) is a drive to empower quick, secure, solid credit-only installments through your cell phone. BHIM depends on the Bound Together Installment Connection point (UPI) to work with e-installments straightforwardly through the bank. It is interoperable with other Brought together Installment Connection point (UPI) applications and financial balances. Brought together Installment Interface(UPI) is a moment installment framework worked over the Devil’s foundation and permits you to in a flash exchange cash between any two gatherings’ financial balances. BHIM is created by the Public Installment Enterprise of India (NPCI).

Brought together Installment Point of interaction (UPI) permits all financial balance holders to pay cash from their cell phones, both on the web and disconnected, without the need to enter charge card subtleties, IFSC code, or net banking user/passwords.
The clients should simply make a Virtual Installment Address (VPA) of their decision, which will go about as their monetary location, and connect it to their ledger.
Presently with an end goal to help the reception of Bound Together Installments Connection point (UPI) as an instrument for computerized exchanges, Indian Government has as of late sent off a new application called, the Bharat Connection point for Cash (BHIM) application.
This new computerized installments application, which is accepted to be a unique advantage for credit-only installments in India, is presently accessible for download just in Google Play Store, and that implies iOS clients need to hang tight for quite a while.


Stage 1: Open the BHIM application, and pick your language
Stage 2: Type in your portable number enrolled with the bank
Stage 3: Set your 4-digit secret phrase
Stage 4: Connection your financial balance
Stage 5: Set up your UPI PIN by composing in the last 6 digits of your check card
Stage 6: When the PIN has been set up, the record will be made

Setting passwords on the BHIM application

You should set a password which will go about as the PIN to work the application. Set the 4-digit PIN and affirm your PIN input.
In the wake of entering the PIN, you will be signed into the application and can see the application dashboard.

To move cash

You can send cash utilizing the BHIM Cash application from your UPI-empowered financial balance. Assuming your recipient’s ledger is additionally connected to UPI, you can just utilize their versatile portable number or Installment Address to move. If not, you can utilize the IFSC code, Ledger or MMID, or Versatile number to send cash.

Interaction to be followed

From the BHIM Cash application Home screen,

  • Click Send Cash Choice
  • Enter or choose the recipient’s portable number or Installment Address (you can choose from your contact list or enter it) or Aadhaar number
  • Enter the sum you need to send
  • Your default bank a/c gets chosen
  • Enter UPI PIN and Send
  • On the other hand, you can likewise check a QR code and pay through the ‘Sweep and Pay’ choice.

When you complete an exchange, you ought to see a triumph status on the Bharat Point of Interaction for Cash screen and get an SMS from your bank. Now and again because of administrator issues, it can require longer investment. On the off chance that you have not accepted your affirmation in something like an hour if it’s not too much trouble, contact our client service at your bank.

To see all your past and forthcoming exchanges, Go to Home Screen – >Transaction History.

How to Make a UPI ID or a VPA?

A default UPI ID or VPA will be designated to clients after enlisting on the BHIM application. This cycle occurs naturally. If you need to add another VPA, you should simply go to the profile area.

Step-by-step instructions to send cash utilizing the BHIM application through UPI

Stage 1: Sign in to the application and snap on the ‘Send’ symbol

Stage 2: Pick the VPA of the payee/recipient, enter the sum, comments and continue to send the cash

Stage 3: Key in your UPI PIN to verify and effectively send cash

The most effective method to get/demand cash utilizing the BHIM application

Stage 1: Sign in to the application and snap on the ‘Get’ symbol

Stage 2: Pick the VPA of the individual from whom you need to get cash alongside the exchange sum. Continue to click submit

Stage 3: The remitter will get a notice and can either acknowledge or dismiss the solicitation

How to Move Cash Through ‘Sweep and Pay’?

People can likewise decide to make moves through the ‘Output and Pay’ choice in the BHIM application. This cycle utilizes a QR code, which is to be examined to approve the exchange.

People who wish to move/get cash through this technique can utilize the means referenced underneath:

  • Click on the ‘Profile’ tab on the home screen.
  • Select the ‘QR code’ which is appointed to your telephone/the telephone of the beneficiary.
  • Click on the ‘Output and Pay’ choice.
  • Examine the QR code and enter the sum to be moved.
  • You will get an affirmation once the installment goes through.
  • With more than 30 banks available through the application and the capacity to send cash to anybody who has the BHIM application introduced, it is rapidly arising as the go-to technique for secure and bother-free cash moves.

Highlights of BHIM Application:

Moment cash move: Cash might be sent in a flash, from any place, whenever, with the BHIM application. Likewise, adding recipients and entering account data, for example, account numbers and IFSC codes, is not a difficult interaction.
No bank occasions: The most outstanding aspect of this application is that you can send and get cash even on bank occasions and ends of the week.
Part bill with companions: The application likewise permits clients to divide bills with various clients.
Installment updates: One more element of this application is the office to plan installment updates


The BHIM Application offers effortlessness at its ideal. Clients can send or get installments in a couple of short advances. There are no intricate cycles, basic choices, and checks. Exchange accounts can assist clients with deciding if installments have been made, making it more straightforward to settle questions, if any. Besides, the application accompanies a nitty gritty FAQs segment to assist clients with exploring their direction through installments and answer any inquiries that they might have.

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