કન્યાદાન પોલીસી : વીમો લઈને દીકરી ના લગ્ન ના સમયે 27 લાખ સહાય મેળવો, જાણો પૂરી માહિતી… | LIC Kanya Dan Yojna

LIC Kanya Dan Yojna is a scheme aimed at providing financial assistance to the parents of girl children for their marriage expenses. Learn about the eligibility criteria, benefits, and application process for this scheme offered by LIC.

Introduction

With the increasing awareness of gender equality, various schemes and initiatives have been introduced in India to empower the girl child. One such initiative is the LIC Kanya Dan Yojna, which is a life insurance policy exclusively for the girl child. The scheme aims to provide financial security to the girl child and to encourage parents to save for their daughter’s future. In this article, we will discuss the LIC Kanya Dan Yojna in detail and explore its benefits.

What is LIC Kanya Dan Yojna?

LIC Kanya Dan Yojna is a life insurance policy that is exclusively designed for the girl child. It is a non-linked, participating endowment policy that provides financial security to the girl child and helps parents save for their daughter’s future. The scheme can be purchased by parents or legal guardians for their daughter who is less than 12 years of age.

Benefits of LIC Kanya Dan Yojna

The LIC Kanya Dan Yojna offers a wide range of benefits to the girl child and her parents. Some of the key benefits of the scheme are:

Financial Security

The scheme provides financial security to the girl child in case of any unforeseen circumstances. In case of the policyholder’s demise, the sum assured along with bonuses will be paid to the nominee.

Maturity Benefits

The policy also offers maturity benefits to the girl child when she turns 18 years old. On maturity, the policyholder will receive the sum assured along with accrued bonuses.

Premium Waiver Benefit

The LIC Kanya Dan Yojna also comes with a premium waiver benefit. In case of the death of the policyholder, all future premiums will be waived off, and the policy will continue as is.

Tax Benefits

The premiums paid towards the policy are eligible for tax benefits under Section 80C of the Income Tax Act. The maturity benefits are also tax-free under Section 10(10D) of the Income Tax Act.

Eligibility for LIC Kanya Dan Yojna

To be eligible for the LIC Kanya Dan Yojna, the following conditions must be met:

• The girl child should be less than 12 years of age.
• The policy should be purchased by parents or legal guardians.
• The minimum sum assured is Rs. 50,000, and there is no maximum limit.
• The policy term can range from 13 to 25 years.
• The premium payment term can range from 5 to 20 years.

How to Apply for LIC Kanya Dan Yojna

To apply for the LIC Kanya Dan Yojna, follow these simple steps:

1. Visit the official website of LIC.
2. Download the proposal form for the LIC Kanya Dan Yojna.
3. Fill in the form with all the necessary details.
4. Attach the required documents, such as age proof and address proof.
5. Submit the form along with the premium amount at the nearest LIC branch.

Conclusion

The LIC Kanya Dan Yojna is an excellent initiative for the empowerment of the girl child. It not only provides financial security to the girl child but also encourages parents to save for their daughter’s future. The scheme comes with a range of benefits, including financial security, maturity benefits, premium waiver benefit, and tax benefits. If you have a daughter who is less than 12 years old, consider investing in the LIC Kanya Dan Yojna to secure her future.

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